The most common way for carders or hackers to obtain working credit cards is through online means. There are many methods that can be used in order to get access to someone’s credit card information. Knowing these techniques can also help you protect your own credit card from unauthorized use.
Here are some of the most common ways that people use to get access to others’ credit card information:
Keyloggers are software programs that record every keystroke made on a particular computer or device. A skimmer can install a keylogger on a public computer in order to gather credit card information from unsuspecting users.
Malware injection is another way that skimmers can gather credit card information. This involves injecting malicious code into a website in order to steal credit card information from people who enter their details on the site.
RFID skimming is a type of skimming that uses radio frequency identification technology to wirelessly intercept credit card information from RFID-enabled credit cards or devices. Skimming is a type of credit card fraud where thieves use a small device to steal credit card information when the card is being used at an ATM or gas station. The skimmer captures the data stored on the magnetic stripe. Skimmers can use any of these methods to gather credit card information without the cardholder’s knowledge or permission. They can then use this information to make unauthorized charges or sell it on the black market. Protecting your credit card information is important in order to avoid becoming a victim of skimming.
Data breaches This is the most common method used by carders/hackers. Data breaches are everywhere, and it seems like not a day goes by without hearing about another one. Whenever a company has a data breach, sensitive information like credit card numbers, expiration dates, and security codes are leaked. These hackers/carders will then sell this information on the dark web or use it themselves to make fraudulent purchases.
Compromised public Wi-Fi networks can also be used to gather credit card information from unsuspecting users. A hacker can create a free public Wi-Fi network and leave it open for people to connect to. While the target is connected, the hacker intercepts their device information and tries to get them to sign on to reveal their credit card information. There are many ways to intercept Wi-Fi data, including sniffing data packets and MitM (Man-in-the-Middle) attacks.